The Real Price of BNPL (Buy Now Pay Later) Schemes in Malaysia

What Is BNPL and Why Is It So Popular in Malaysia? In recent years, Buy Now Pay Later (BNPL) services have become a booming trend in Malaysia. Platforms like Atome, SPayLater, and PayLater by Grab offer shoppers the ability to split purchases into 3 – 6 interest-free payments — often with just a few taps […]

Why Malaysians Need Money Buddy: A Smart Solution to Rising Debt in 2025

Malaysia’s Financial Landscape in Crisis Malaysia is facing a silent financial emergency. As of mid-2024, the country’s household debt hit RM1.57 trillion, equating to 84.2% of its GDP — one of the highest in Asia (source: The Edge, Malay Mail). From credit card debt to Buy Now Pay Later (BNPL) schemes, many Malaysians are relying […]