The Truth About PTPTN Loans and Your Credit Score
For many Malaysians, the Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) loan is the first financial product they ever take. It has helped millions of students pursue higher education — but what many don’t realise is that PTPTN repayments directly affect your credit record. If you ignore or delay payments, it could cost you much more […]